Tag Archives: bottom

Health Care Premiums Have Gone Down Under Obamacare

Mother Jones

Someone asked me on Twitter if health care premiums had spiked after Obamacare went into effect. That turns out to be a surprisingly hard question to answer. There’s loads of data on premiums in the employer market, where premium growth has slowed down slightly post-Obamacare, but not much in the individual market, which is where Obamacare has its biggest impact. However, a pair of researchers at the Brookings Institution rounded up the best evidence for pre-Obamacare premiums and compared it to premiums in 2014-17, when Obamacare was in effect. Here it is:

Premiums dropped in 2014, and are still lower than the trendline from 2009-13. So no, premiums didn’t spike under Obamacare.

Now, there are lots of caveats here. The pre-Obamacare estimates are tricky to get a firm handle on. What’s more, the Obamacare premiums are for the baseline coverage (second-lowest silver plan), while average pre-Obamacare policies might have been more generous in some ways (for example, deductibles and copays).

However, most of the pre/post differences suggest that Obamacare policies are better than the old ones. The old plans had an actuarial value of only 60 percent, while Obamacare silver plans have an actuarial value of 70 percent. The old plans were also limited to very healthy individuals. Obamacare plans are open to everyone. Finally, Obamacare plans mandate a set of essential benefits and place limits on out-of-pocket costs. These and other things suggest that premiums should have gone up under Obamacare.

But even with all these improvements, premiums still went down, and they haven’t caught up yet. Bottom line: Average premiums in the individual market went down after Obamacare took effect, and they’re still lower than they would have been without Obamacare.

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Health Care Premiums Have Gone Down Under Obamacare

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Friday Cat Blogging – 23 December 2016

Mother Jones

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As you can see, Hopper is getting ready for Christmas. She has spurned this particular cat bed since the day we bought it, but as soon as we put it under the tree she claimed it as her own.

Does our tree look a little sparse? I assure you we have plenty of ornaments higher up, but we decided to keep the bottom foot of the tree free of distraction. I assume this needs no explanation.

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Friday Cat Blogging – 23 December 2016

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What is ‘Earthing’ and Why Are People Going Nuts Over It?

As humans, we seem to intuitively know that spending time outside is good for body and soul. In addition to the vitamin D benefits of sunlight, theres just something about being outside that feels good. We might not always be able to put our finger on why, exactly, the great outdoors is good for us, but we know it to be true: In fact, a recent study estimated that an abundant urban tree population would reduce national healthcare spending to the tune of $6.8 million, as a result of better air quality, decreases in stress and other health factors.

A new group of scientists has recently started looking into the health benefits of direct contact with the earththings like walking barefoot on the grass, sitting against a tree and lying on a warm, sandy beach. This practice of direct contact has been termed earthing, and a number of health and wellness gurus are beginning to advocate for it.

The Theory Behind Earthing

The idea on which earthing is based states that the earth emits a certain type of energy that can reduce inflammation, calm stress and improve health overall. Without making direct contact with the ground, say proponents, we dont get these benefits, leaving us feeling sluggish and generally causing ill health.

Think of it perhaps as vitamin GG for ground, states Earthing.com. What does that mean to you? Maybe the difference between feeling good and not so good, of having little or a lot of energy, or sleeping well or not so well.

This may sound extremely woo-woo, but in fact, there is some research to support this. One study published by scientists at the University of California, Irvine, found that just one hour of earthing decreased markers of inflammation and improved blood flow. Another study confirmed these findings, and also added that earthing seemed to improve immune response, increase wound healing factors and lessen the effects of autoimmune diseases. The idea of some special electric current running through the ground may be a little far-fetched, but there’s little doubt that the effects of nature can reduce stress and therefore improve health.

ElectronicEarthing Products

So, its hard to argue with the idea of grass beneath your feet being bad for you, but do you really need technology to experience the benefits of earthing? This is where the line gets blurry.

Companies such as Earthing.com sell products that you can place under your feet (for while youre at the computer or in front of the TV) or under your bed (for while youre sleeping) that supposedly get energy from the ground outside your home, allowing you to earth while youre inside partaking of your daily activities. The argument is that these earthing pads give you the same energy charge that youd get from making direct contact with the ground outside.

The Bottom Line

Its hard to see how people would buy into the idea of synthetic earthing pads when they could just go outside. But strange products aside, the prospect of spending more time in direct contact with the grass, dirt or sand is certainly an attractive one. And if sitting against a tree, eating an apple and reading a book is good for you, theres really no downside. Time spent outside is always valuable.

Disclaimer: The views expressed above are solely those of the author and may not reflect those of Care2, Inc., its employees or advertisers.

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What is ‘Earthing’ and Why Are People Going Nuts Over It?

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Is Man-Made Noise Messing Up the Oceans?

Mother Jones

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We may imagine the bottom of the deep blue sea as a peaceful, quiet place—certainly compared with the blaring horns and chit-chattering radios of rush-hour traffic. But the ocean is filled with the sounds of undulating waves, marine animals calling out to one another, and, increasingly, the ceaseless din of human commercial activity. Over the past 60 years, our contribution to the undersea cacophony has doubled every decade, and much of that noise is generated close to the shore. Roughly 40 percent of the world’s population lives within 100 kilometers—or 62 miles—of the coast.

A new study in the journal Nature finds that all the racket from our ships and construction activities penetrates deep beneath the surface, not merely messing with the communications of undersea mammals but changing the very nature of life at the bottom. The researchers found that bottom-dwellers such as small clams and lobsters, which are crucial to the underwater ecosystem, alter their behavior when exposed to man-made noise. To put it simply, they don’t move around as much.

Here’s why it matters: These creatures are responsible for churning up sediment when they burrow into the seabed, thus increasing oxygen levels and distributing nutrients. Their waning activity, the study’s authors say, may impact seabed productivity, sediment biodiversity, and even fisheries production. “There has been much discussion over the last decade of the extent to which whales, dolphins and fish stocks, might be disturbed by the sounds from shipping, wind farms, and their construction,” co-author Tim Leighton, an expert in underwater acoustics at the University of Southampton in England, noted in a statement accompanying the paper. “However, one set of ocean denizens has until now been ignored…These are the bottom feeders, such as crabs, shellfish and invertebrates similar to the ones in our study, which are crucial to healthy and commercially successful oceans because they form the bottom of the food chain.”

And these kinds of creatures, unlike fish and dolphins, can’t simply relocate to escape the noise. To maintain healthy oceans, we humans might simply have to keep it down.

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Is Man-Made Noise Messing Up the Oceans?

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The Richest 0.1 Percent Is About to Control More Wealth Than the Bottom 90 Percent

Mother Jones

While a complex web of factors have contributed to the rise in income inequality in America, a new research paper says most of the blame can be largely placed in the immense growth experienced by the top tenth of the richest 1 percent of Americans in recent years. From the report:

The rise of wealth inequality is almost entirely due to the rise of the top 0.1% wealth share, from 7% in 1979 to 22% in 2012, a level almost as high as in 1929. The bottom 90% wealth share first increased up to the mid-1980s and then steadily declined. The increase in wealth concentration is due to the surge of top incomes combined with an increase in saving rate inequality.

So, who are the 0.1 percent among us? According to Emmanuel Saez and Gabriel Zucman, the paper’s researchers, the elite group is a small one, roughly composed of 160,000 families with assets exceeding $20 million, but their grip on America’s wealth distribution is about to surpass the bottom 90 percent for the first time in more than half a century. Today’s 0.1 percent also tend to be younger than the top incomers of the 1960’s, despite the fact the country as a whole has been living longer—proving once again, that there has truly never been a more opportune time to be rich in America:

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The Richest 0.1 Percent Is About to Control More Wealth Than the Bottom 90 Percent

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When Republicans Start Their Race to the Bottom, It Can Only Mean Primary Season Is Approaching

Mother Jones

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Marco Rubio has announced that he thinks climate change is nonsense. Rand Paul has hastily backed off his heresy over voter ID laws. Bobby Jindal gave the commencement address at Liberty University this weekend. Rick Santorum is flogging a new book, Blue Collar Conservatives. Chris Christie is agonizing over whether to piss off gun owners by signing a bill that would ban magazines holding more than ten rounds. Mike Huckabee has ditched his amiable persona and is demanding impeachment of a judge who struck down a gay marriage ban in Arkansas.

I guess primary season must be approaching. The fight for the fever swamp vote is now in full swing.

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When Republicans Start Their Race to the Bottom, It Can Only Mean Primary Season Is Approaching

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